ONE LENDING FUND
One Lending Fund lends to small and medium-sized businesses located in Australia, thus providing strong, consistent and predictable returns， tapping the strong AUD$702 billion potential market opportunity by 2,657,000 SMEs in Australia seeking financing and cash flow solutions. All Loans will be secured by first or second-ranking mortgages over property located in Australia and in some cases personal/directors’ guarantees will be obtained.
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The underwriting, funding, and loan management is performed and managed by N1 Asset Management. N1 Asset Management has a thorough underwriting process and strong credit committee with over AUD$2bil credit experience, to make sure loans are only made to borrowers that have a high probability of success with the business and the ability to refinance the property if needed. The trustee is also performed by N1 Asset Management.
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The management of N1 is also overseen by a highly experienced board of directors. For more information on N1 Holdings Ltd please refer website www.n1holdings.com.au.
Investing with N1 gives you confidence.
* Wholesale investors only
Net 6% p.a. for 6 months or
Net 7% p.a. for 12 months or
Net 8% p.a. for a 24 months
Personal Guarantee
Target Return
Loan Security
Rigid credit policy, Australian real estate security only, no constructions loans.
Loan Size
Loans are made to asset strong Small and Medium Enterprises owners average loan size of approximately $2.62m.
Leverage Ratio
Low leverage ratio with maximum 70% on credit policy and actual ratio since inception is generally below 65%.
