WHY INVEST

Market

Australia has approx. 2.2 million Small and Medium Enterprises (SMEs) and the size of the Australian SME lending market is regarded as being around $150 billion. As a result of changes to bank capital requirements and return on equity considerations, the major banks and other traditional lenders have been retreating from the SME lending space.

Loan size & loan term

Loans made by the Fund will typically range in size from $100k to $4m with a maximum LVR of 70% on residential and/or commercial property, and 55% on vacant land. Loan terms will be 12 months or less.

Security

The Fund takes security interests from borrowers and (if available) guarantors such as directors and shareholders. These will include Australian land and business assets as well as personal/director guarantees.

People

N1’s internal credit assessment team has significant experience in both residential and commercial loan broking. It works with a team of experienced audit, compliance, investment, risk, legal, finance and operations experts in property and credit, both locally and internationally.

Board Governance

N1 Holdings Ltd board of directors, credit committee and advisors oversee the whole process, with rigid compliance as an ASX-listed entity, providing transparency and accountable performance monitoring.

Deal sourcing and due diligence

N1 access to a network of developers, builders and project marketers, do provide comprehensive due diligence aspects and firsthand opportunities to quality projects and security.

Regular fund reporting

We provide regular updates to our investors, with audited figures. The One Lending Fund is audited by ShingWing Australia.

Up to 8% P.A.
​Annual Return
Need more details? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.

© 2020 by N1 Holdings Limited