Property secured private credit, explained clearly.
One Lending Fund provides eligible wholesale investors with access to property secured private credit managed by N1 Asset Management, 100% owned subsidiary of N1 Holdings Limited (ASX:N1H).
Income is generated through loans secured by Australian property, not through direct property ownership.
General information only. This website does not provide personal financial advice. Investment in One Lending Fund is available only to eligible wholesale investors and is subject to the current Information Memorandum.
A track record of delivering for investors.
Target returns by investment term.
Target returns are targets only, are not guaranteed and may change. Returns are shown per annum and are net of Fund fees (the Fund does not charge a management fee to investors). Refer to the current Information Memorandum for complete information.
Performance information shown is provided for general information only and is based on historical results. Past performance is not a reliable indicator of future performance. Detailed performance reports and fund information are available to existing and prospective wholesale investors upon request.
Income generated through property secured lending
One Lending Fund is a managed investment fund available to eligible wholesale investors. The Fund invests in loans secured by Australian property and aims to deliver net income distributions to investors.
The Fund is a lending vehicle. It does not directly own the underlying properties, and investors do not directly own individual loans or mortgage securities.
The Fund does not charge a management fee to investors. Investors receive net income distributions from the Fund's lending activities, subject to the terms set out in the Information Memorandum.
- 1Wholesale investors
- 2One Lending Fund
- 3Property secured loans
- 4Net income and investor distributions
Distributions and investment returns are not guaranteed. Refer to the current Information Memorandum for full details.
A transparent look at how the Fund works.
Why N1
A specialist Australian property lender with an ASX listed parent company.
Investment philosophy
Disciplined lending grounded in existing value, existing security and existing equity.
One Lending Fund
Fund structure, permitted investments and the Fund's defined credit strategy.
How lending works
The credit assessment process from initial review to ongoing monitoring.
Risk management
Capital preservation approach and a plain English summary of the key risks.
Ask N1 AI
A factual assistant grounded in the current Information Memorandum and approved documents.
Available to eligible wholesale investors only
Investment in One Lending Fund is restricted to persons who meet the wholesale client definition under the Corporations Act 2001 (Cth). Eligibility must be confirmed before an application for units can be accepted.
Wholesale investor status
Eligibility must be established under the current Information Memorandum and applicable law.
Information Memorandum
All Fund-specific information should be reviewed against the current Information Memorandum before making any decision.
Independent advice
Prospective investors should obtain independent professional advice before investing.