One Lending Fund

A defined property credit strategy.

The Fund invests in loans secured by Australian property. The full investment mandate, permitted investments and limits are set out in the current Information Memorandum.

Track record since inception

Lending track record supporting the Fund's philosophy.

100%
Target return met (since inception)
100%
On-time redemption (since inception)
Zero
Zero capital loss to investors (since inception)
Target returns

Target returns by investment term.

6.0% p.a.
6 month term
7.5% p.a.
12 month term
8.5% p.a.
24 month term

Target returns are targets only, are not guaranteed and may change. Returns are shown per annum and are net of Fund fees (the Fund does not charge a management fee to investors). Refer to the current Information Memorandum for complete information.

Performance information shown is provided for general information only and is based on historical results. Past performance is not a reliable indicator of future performance. Detailed performance reports and fund information are available to existing and prospective wholesale investors upon request.

What the Fund invests in

Categories of loans considered

Residential property secured loans

Loans secured by Australian residential property, subject to the Fund's investment mandate.

Commercial property secured loans

Loans secured by Australian commercial property, subject to the Fund's investment mandate.

Industrial property secured loans

Loans secured by Australian industrial property, subject to the Fund's investment mandate.

First mortgage loans

Loans supported by first ranking mortgage security.

Permitted second mortgage loans

Second mortgage loans only to the extent permitted by the Information Memorandum.

Short to medium term loans

Loan terms are aligned with the Fund's strategy as set out in the Information Memorandum.

These categories are indicative and are only permitted to the extent expressly stated in the current Information Memorandum. Loan types available across the wider N1 Holdings platform are not automatically available to One Lending Fund.

What the Fund does not invest in

A disciplined mandate.

The Fund's permitted investments, restrictions and limits are set out in the current Information Memorandum. Investors should review the Information Memorandum before making an investment decision. Formal exclusions will be listed here once confirmed against the uploaded Information Memorandum.

Fund information

What the Information Memorandum covers

Fund establishment
Refer to the current Information Memorandum.
Fund structure
Refer to the current Information Memorandum.
Trustee and investment manager
Refer to the current Information Memorandum.
Eligible investors
Refer to the current Information Memorandum.
Minimum investment
Refer to the current Information Memorandum.
Unit classes
Refer to the current Information Memorandum.
Investment objective
Refer to the current Information Memorandum.
Target return or distribution objective
Refer to the current Information Memorandum.
Distribution frequency
Refer to the current Information Memorandum.
Fees and costs
Refer to the current Information Memorandum.
Withdrawal arrangements
Refer to the current Information Memorandum.
Investment term
Refer to the current Information Memorandum.
Investment strategy
Refer to the current Information Memorandum.
Investment limits
Refer to the current Information Memorandum.
Risk factors
Refer to the current Information Memorandum.
Application process
Refer to the current Information Memorandum.

Each factual item will be sourced from the current Information Memorandum, with the document date and version displayed. Targets and objectives will be clearly distinguished from current terms and historical information, and will not be described as guaranteed.