Target Return

Loan Size

6% p.a. for 6 months lock-in or

7% p.a. for 12 months lock-in or

8% p.a. for a 24 months lock-in

Loans are made to asset strong Small and Medium Enterprises (SMEs) owners average loan size of approximately $1,500,000

Loan Security

Personal Guarantee

Rigid credit policy, Australian real estate security only, no owner-occupier properties, no risky constructions loans

SME borrowers personal guarantee is required

Leverage Ratio

Low leverage ratio running on average at about 55%, maximum 70% on credit policy

Diversified Portfolio

A diversified portfolio, your fund is not concentrated on a single borrower

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