

FUND FEATURE


Target Return
Loan Size
5% p.a. for 6 months lock-in or
6% p.a. for 12 months lock-in or
7% p.a. for a 24 months lock-in
Loans are made to asset strong Small and Medium Enterprises (SMEs) owners average loan size of approximately $1.77m

Loan Security

Personal Guarantee
Rigid credit policy, Australian real estate security only, no constructions loans or highly concentrated residual stock loans
SME borrowers personal guarantee is required

Leverage Ratio
Low leverage ratio running on average at about 65.95%, maximum 75% on credit policy

Diversified Portfolio
A diversified portfolio, your fund is not concentrated on a single borrower
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