Target Return

Loan Size

6% p.a. for 6 months lock-in or

7% p.a. for 12 months lock-in or

8% p.a. for a 24 months lock-in

Loans are made to asset strong Small and Medium Enterprises (SMEs) owners average loan size of approximately $1,500,000

Loan Security

Personal Guarantee

Rigid credit policy, Australian real estate security only, no constructions loans or highly concentrated residual stock loans

SME borrowers personal guarantee is required

Leverage Ratio

Low leverage ratio running on average at about 55%, maximum 70% on credit policy

Diversified Portfolio

A diversified portfolio, your fund is not concentrated on a single borrower

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